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How We Get Paid

We want this to be a “win-win” situation. So, we only want to get paid if we bring you value in the form of finding a mortgage lender that works for you. After you review and select a lender participating on our platform, with your permission, we will transmit the information you shared with us to your lender, enabling you to complete a mortgage application with them. Upon transmission, your selected lender will compensate us for obtaining your information. Generally, our lenders pay us and incorporate the cost of our services as part of the final interest rate on your loan, or in your loan amount. You don’t pay anything to Credible if your loan does not close. This is common practice in mortgage transactions where you find your lender through a lender-review platform like ours, also known as a “lead generator.”

HOME LOANS

Find the home loan that works best for you

  • Get prequalified rates from top lenders

  • Quick 3-minute form

  • No spam, no impact to your credit score

Where are you looking to buy?

Find My Rate

Compare current home loan rates from our lenders

We arrange but do not make loans

HOW IT WORKS

Easy to start, easy to finish

1

Fill out a quick form

It takes about 3 minutes to tell us a little bit about you and your dream home.

2

Choose a prequalified rate

Compare transparent, prequalified mortgage rates from top lenders.

3

Finish up with the lender

Verify your information with the lender to close your loan.

Checking rates won’t affect your credit score

How we’re different

A modern approach to home loans

  • Rates personalized for you

    No bias, no bait-and-switch. We show you transparent, prequalified rates so you can make an informed decision.

  • Security and privacy first

    We think you should be able to check rates without sharing your data or getting spammed. Crazy, we know.

  • All the help you need

    Fill out a simple form, choose a rate, then complete your mortgage online with the lender you choose.

Let’s get started

Checking rates won’t affect your credit score

NMLS ID 1681276

Get your personalized home loan quote today

Checking rates won’t affect your credit score

Credible AI

Credible AI

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Conversation with Credible AI is not financial advice. Any mention of the word rate or rates is referring to personal prequalified rates.